Sounds unreal, right? But it’s true. I don’t wake up early. I don’t check into meetings. I don’t have a boss breathing down my neck. I don’t even chase clients. And yet, money keeps coming in. No, I’m not rich. I don’t drive a luxury car (yet). But I earn enough to live peacefully, eat…
Introduction Managing your Provident Fund (PF) savings is becoming easier than ever. Starting January 2025, Employees’ Provident Fund Organisation (EPFO) users will be able to withdraw PF money directly from ATMs. This groundbreaking initiative, confirmed by Labour Ministry Secretary Sumita Dawra, is expected to benefit over 70 million EPFO account holders. Here’s everything you need…
How to Take a Business Loan in India: A Detailed Guide for Business Owners Photo by Adeolu Eletu on Unsplash Starting or expanding a business often requires a substantial financial boost. Business loans in India cater to a wide range of needs, from purchasing equipment to managing day-to-day operations. However, selecting the right loan and understanding the…
Smart Strategies to Manage Multiple Credit Cards Without Hurting Your Credit Score Photo by Blake Wisz on Unsplash Credit cards can be a fantastic financial tool when managed responsibly. They offer rewards, cashback, and other perks, making them an appealing choice for many. However, juggling multiple cards can lead to missed payments, overspending, and ultimately a dip…
एक माँ के रूप में अपने बच्चे की देखभाल करते हुए, हम सबसे अच्छे और सुरक्षित विकल्पों की तलाश में रहते हैं। जब बच्चों के डायपर की बात आती है, तो आजकल बाजार में कई विकल्प उपलब्ध हैं, लेकिन एक विकल्प जो फिर से लोकप्रिय हो रहा है, वह है क्लॉथ डायपर। क्लॉथ डायपर केवल…
The Power of Now: A Transformative Guide to Living in the Present Moment Photo by freestocks on Unsplash “The Power of Now” by Eckhart Tolle is more than just a book; it is a spiritual guide that has touched the lives of millions around the world. First published in 1997, this book quickly became a global phenomenon,…
Important Tips and Tricks for Success in the Stock Market Photo by Maxim Hopman on Unsplash The stock market can be a great way to build wealth, but it also comes with risks. To be successful, you need to be informed, disciplined, and patient. Here are some important tips and tricks to help you succeed in…
Increasing Your Credit Score Day by Day: A Practical Guide Credit scores are more than just a number; they’re a key factor in your financial health. A high credit score can unlock lower interest rates, better credit cards, and more favorable loan terms. But how do you improve your credit score consistently over time? This…
I Read 40 Books on Money. Here’s What Will Make You Rich Over the past year, I immersed myself in the world of personal finance, reading 40 books on money, investing, and wealth-building. From classics like “Rich Dad Poor Dad” to psychology-focused titles, I’ve distilled the essential lessons that can pave your path to financial freedom….
Lost Your Job? Here’s How to Start a Business and Rebuild Your Income Photo by Lucia Macedo on Unsplash Losing your job can be tough and stressful. But it can also be a chance to try new things and start your own business. If you find yourself without a job, starting a business could help you not…